We buy houses in situations most buyers walk away from.

Most people land on this page because one thing matters more than price: an auction date, unpaid taxes, heirs who cannot agree, tenants who stopped paying, a roof nobody will lend against, or a house they simply cannot afford to fix. Find the closest match below and you will see what can be sold as-is, what has to be cleared before closing, and what actually comes out of your proceeds.

Financial Distress — 9 situations
ForeclosureWashington runs most foreclosures outside of court, so the timeline is predictable once you know where you are on it. Whether an offer helps depends on payoff, equity, and how close the trustee sale is.Learn more →BankruptcyChapter 7 and Chapter 13 treat the house very differently, and Washington has one of the most generous homestead exemptions in the country. Timing the sale matters more than almost anything else.Learn more →Property Tax LiensCounties here can foreclose after three years of unpaid taxes, and a tax auction rarely returns anything close to market value. Catching it early usually protects the equity.Learn more →HELOC or Second MortgageA second lien holder can foreclose even when the first mortgage is current. Most homeowners do not learn this until the notice arrives.Learn more →Underwater MortgageWhen the payoff is higher than the house is worth, a cash offer alone does not solve it. The real question becomes lender approval, short sale terms, or whether payments can be taken over.Learn more →Rate Reset or BalloonAn adjustable loan resetting from 3% to 7.5% adds roughly $1,300 a month on a $500,000 balance. Acting before the reset lands preserves options that disappear after it.Learn more →Judgment or HOA LiensLawsuit judgments, unpaid dues, and contractor liens attach quietly and surface during the title search. They have to be cleared before title can transfer.Learn more →Medical DebtMedical debt is usually unsecured, which means it cannot take the house directly. It can, however, become a judgment and then a lien if it goes far enough.Learn more →Business FailurePersonal guarantees turn business debt into personal debt quickly. There is a window before creditors obtain judgments where a documented sale at fair value still works cleanly.Learn more →
Life Events — 7 situations
Property Problems — 6 situations
Before you compare offers

The details that change your number.

A cash offer is only useful if it solves the actual problem. These four things move the price, the closing date, or whether a sale can happen at all.

What comes out first

Mortgage payoff, back property taxes, IRS or judgment liens, code fines, and HOA balances are deducted from proceeds before you see a dollar. We put every deduction in writing.

Who has authority to sign

Probate status, trust language, divorce orders, business ownership, death certificates, and missing heirs all decide whether a sale can legally close at all.

Condition and access

Photos, repair estimates, insurance claim status, whether utilities are on, and whether every room can be walked determine how much repair risk has to be priced in.

The deadlines you are working against

Trustee sale dates, court dates, move-out dates, and insurance cancellations matter because title work still takes time no matter how fast we close.

Honest fit

When selling to us is the wrong move.

Some sellers should list, refinance, work out a modification, or talk to an attorney before they sell anything. An offer from us should make that decision clearer, not push you toward the wrong one.

The house could be financed as it stands

If repairs are cosmetic, title is clean, and you can wait out showings and a buyer loan, listing with an agent will usually produce a higher top-line number. We will tell you when that is the case.

There is not enough equity to work with

When payoff, taxes, and liens exceed what the house is worth, a straight sale does not solve it. That becomes a lender conversation, a short sale, or a debt strategy first.

Ownership is genuinely in dispute

If heirs, spouses, trustees, or partners disagree about who controls the property, that has to be settled before any buyer can help. No cash offer shortcuts a real ownership fight.

Do not take our word for it

Where to check any of this yourself.

Every claim on this site can be verified through a public source. Here is where to start.

No fees · no obligation

Start with the problem, not the pitch.

Tell us the deadline, the payoff, the damage, the ownership question, the tenant situation, or the title problem. We will tell you honestly whether a written cash offer is realistic and what still has to be solved before anything can close.

Or call us directly:(425) 555-1234

Get your cash offer

The clearer the facts, the clearer the answer. Takes about 60 seconds.

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